Who can borrow from Andrews Loans?

Anyone with a car is welcome to apply at Andrews Loans. We especially cater to people with bad credit who have ever been refused a loan elsewhere. As long as you meet the requirements and your car meets our criteria, you can almost always expect approval in 24 hours or less.

Do you require full employment?

We don't require borrowers to be fully employed to be eligible for a logbook loan. As long as you can provide proof of steady income whether through part time work or self-employment, you are welcome to apply at Andrews Loans.

What do I need to be eligible for a logbook loan?

To be eligible for a logbook loan, you must meet the basic requirements. You must be of legal age, a UK resident and a car owner. We consider all types, make and brands of car provided that it's less than 10 years in age and is free of any financing.

How much do logbook loans at Andrews Loans cost?

At Andrews Loans, we promise to offer the most affordable deals available in the market today. Our offers are usually below the average representative APR for logbook loans which is set at 400%.

How much can I borrow?

You can borrow anywhere from £500 to £50,000 or up to 70% of your car's official trade value to meet a wide variety of financial needs and emergencies.

How long before I receive the cash?

You can expect to receive the cash within minutes after we notify you of your loan's approval. You will receive it via wire transfer.

How do I pay for the loan?

You can repay your logbook loan through debit card deduction. Make sure your debit card has sufficient balance to cover for your monthly repayments. In the event that your debit card stops working, we may send out a debt collector to accept cash or cheque payments.

What if I can't keep up with the repayments?

In the event that you can't repay your loan, we can make a new payment arrangement provided that you are willing to work with us to resolve the problem. Otherwise, we may need to repossess your car as agreed upon in the contract.